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« She looks so innocent but ... | Main | What's playing on Erin's iPod right now ... »Wednesday, February 13, 2008
One small step
Last year, after I began the arduous task of digging myself out of the hole that was my mindset after the emotional upheaval of 2005 through the beginning of 2007, I knew that I was going to have to make some serious adjustments to my entire life. Behaviors would need to alter. Priorities would need to shift. Heads would need to be shrunk. Divorce does not, as one might think, or at least one who never experienced divorce first-hand, provide you a clean slate. It's incredibly messy, on so many levels, and there aren't enough erasers in the world to undo all that you gone and done. You're broke, tired and, most likely, fat. Well, I was fat. In terms of what my priorities were in fixing any of these situations, well, I didn't have many. For about a solid 12 months I just kept throwing these three aspects of my life up in the air and hoped that one would stick up on the ceiling just long enough for me to get a handle on the other two. Kind of like that slimy, neon goo you used to be able to get out of vending machines. I suppose I thought that three was a crowd when it came to dealing with The Problem Trifecta, or as I like to call them "The Big Three." But, not surprisingly, no matter how hard or fast or often I threw Broke, Tired and Fat up in the air, inevitably they'd all end up a pile of crazy together on my living room floor. I will stop with the bad analogy now. Honest to God, I for a long time thought if I just played my cards right, waited certain situations out, tended to the money tree Shelane sent me the first month I was on my own, prayed, bargained, borrowed, that I'd eventually come out on top and be just fine. These are all tactics that leave fate to its own devices and situations such as divorce call for action. Contrary to what some may have thought of me in the past, I am not a woman of action. I am a woman of sit-on-her-ass-and-watch-Jack-McCoy-fight-for-justice. But this sit-and-watch-the-world-go-by plan turned out to be not much of a plan at all. And worse still was that finding a remedy to any of these problems seemed unattractive to say the least. I'd been fat for the majority of my life and gaining 20 pounds was small potatoes when you compare it to the gargantuan efforts it took for me to get out of bed, what with all of the guilt I was carrying on my back. I could handle fat. I've pretty much always been tired. My mom was tired all of the time. I suspect her mother before her. I'm the person who fell asleep first at slumber parties, who would always rather nap than just about anything else. Scott has forever teased me about the fact that if 30 minutes go by and I'm not at work, and he hasn't heard from me, chances are good that I'm sleeping. And broke? Well, I've pretty much always been broke. The only differences throughout my life have been the varying degrees to which I've been broke. There is "normal" broke, which means I pay all of my bills but can't do much of anything else, and there is "panic" broke, which leaves me huddled into a corner, crying hysterically, worrying that I will lose everything I own. Mostly the dog. Somewhere along the way, I'd guess about a year ago, when my divorce was finally finalized, after being separated from Erik almost exactly a year, I stopped hurting so much. For nearly two years, I'd walked around in an almost chronic state of hurt, thinking of not much else than the hurt I'd caused, what had been caused upon me, and the fear that I wasn't done with any of it yet. Without realizing it, I stopped concentrating on all of that pain and instead focused on living. I stopped thinking of myself in terms of someone who wanted out of her seemingly delightful marriage for seemingly no reason, to someone who had the courage to make a hard, but ultimately right, decision. And wasn't that the whole point of it all in the first place? To begin to be the person I've always wanted to be? If I was still continuing to behave as though life is simply what happens to me, I was no better off than I was at my lowest point: on New Year's Eve 2005, curled up in the fetal position of my bathtub, hot water streaming down over me, crying like I've probably never cried before, asking God to help me. And here's the thing: He did. And if I didn't start taking responsibility for myself, I'd be the sort of ingrate the nuns warned me about. So by Fall of 2007, I'd dropped 20 pounds, became the healthiest I've ever been, thanks in no small part to a battery of tests that revealed, amongst other things, that the reason for all of my exhaustion was an undiagnosed thyroid condition. I was working hard, volunteering and attending church regularly. I got a new job, some personal fulfillment and happiness and you know what? Still broke. Well, not exactly. But certainly not as financially sound as I should have been. After months of saying that I was going to have someone teach me how to care for my money - don't ask me who this someone was, exactly, as just the idea of someone seemed like a swell idea - and let them figure out what to do. After meeting with a financial adviser who was so green I'd expected her to let out a "ribbit," and realizing that it was counterproductive to give her any money that should be going to other places, I took charge of things for myself. After months of keeping track of my money via Excel, and watching where it all goes (shameful), it was pretty simple to figure out a plan of attack all by myself. I figured out that I not only had enough money to pay off my remaining debt, but also enough to sock away cash in several accounts with high annual percentage yields as well as save for my retirement. Sure, there are probably several different ways to go about these things, but my immediate goals are small and manageable. Once they get bigger, I've got the names of people whose business it is to help me plan for that stuff. And it feels good, you know? It feels good to realize I didn't need anyone else's advice or money to do this, that I'm perfectly capable to do these things on my own. You can spend years convincing yourself you're someone else completely in order to avoid the hard work. I did. For way too long. Posted by Erin at 10:05 PM | filed under: Odds and ends |
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